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We should be grateful for what we have and grateful for what we don’t have. There is two medals to a story and sometime it is not always what you think is good for you, that you should have it. Earn, Save and live Life.
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Passive Income Ideas and Secrets? Before we go in the heart of the subject… It is such a pleasure to have you here, to take time out of your busy day to read my blog,learning about finances and more.I’m really humble about all this. Let’s me start with a subject closer to my heart that […]

▫Earning and You

The $200 Truth About Side Hustles

The Headline Is Never the Paycheque "Make $600 a month delivering food." "Freelancers earn $30 an hour." "I flipped thrift finds into $500 a month." You've seen the headlines. Maybe you've tried one … [Read More...] about The $200 Truth About Side Hustles

5 Digital Products You Can Sell From Home (Zero Inventory)

You have seen the pitch: "make money from your couch." Most versions of it want your money first — inventory, courses, starter kits. Digital products are the honest version of the promise. You create … [Read More...] about 5 Digital Products You Can Sell From Home (Zero Inventory)

12 Side Hustles That Actually Pay: Make $500/Month

12 Side Hustles That Actually Pay: Earn an Extra $500 a Month An extra $500 a month is $6,000 a year. That is a fully funded emergency fund, a paid-off credit card, or a serious head start on an … [Read More...] about 12 Side Hustles That Actually Pay: Make $500/Month

5 Side Hustles You Can Start This Weekend to Earn Extra Cash

  Looking for a way to bring in extra income without quitting your job? These 5 side hustles are beginner-friendly, require little to no upfront investment, and can be started as soon as … [Read More...] about 5 Side Hustles You Can Start This Weekend to Earn Extra Cash

▫Time to Save

The Debt Payoff Order That Saves You the Most Interest

Same Payment, $400 Less Interest Imagine two people with the exact same debts and the exact same monthly budget for killing them. One pays off every debt in 28 months and $3,305 of interest. The other takes the same 28 months — but pays $3,707 in interest. … [Read More...] about The Debt Payoff Order That Saves You the Most Interest

Paycheque to Paycheque? The Debt Escape Plan That Fits Your Budget

Paycheque to Paycheque? The Debt Escape Plan That Fits Your Budget Here's the sentence nobody says out loud at the dinner table: "I can only afford the minimums." If that's you, the standard debt advice feels like it's written for … [Read More...] about Paycheque to Paycheque? The Debt Escape Plan That Fits Your Budget

How to Budget on an Irregular Income: The Buffer Method

How to Budget on an Irregular Income: The Buffer Method You made $5,200 in March. You made $1,900 in April. May brought $3,600, and June was a blur of "I'll just put groceries on the card and sort it out later." If your income arrives in waves … [Read More...] about How to Budget on an Irregular Income: The Buffer Method

Mortgage Prepayment: Shave Years Off Your Loan

Mortgage Prepayment: Shave Years Off Your Loan Picture two identical Canadian households. Both buy homes in the same year, both borrow $400,000 on a 25-year amortization at roughly 5%. The only difference: one household uses its mortgage’s built-in prepayment … [Read More...] about Mortgage Prepayment: Shave Years Off Your Loan

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