Time to Save

  The first step that anyone should take towards managing their finances effectively is creating a budget. A budget is essentially a tool that you can use to determine how much money you have coming into your bank account on a monthly basis and how much you can accordingly afford to spend in different areas in your life. When calculating your income for a … [Read more...] about Saving Money : Budget?

  Being stuck with a massive bill isn't fun, and it's even less fun when you weren't actually expecting it! In fact, this situation can send you into a tailspin both financially and emotionally. Luckily, there are some smart ways of dealing with unexpected and unwelcome costs. Read the post below to find out more.   Financial Fees   The thing … [Read more...] about Crisis Management: Money Cost Solutions

  Aside from your house, your car is one of the biggest financial commitments you’ll ever make. However, many people neglect to see the savings they can make when it comes to their cars. If you’re looking for ways to save money on your car, here are a few tips.   Keep Your Car   Cars are sometimes viewed like other material assets. Just as you’ll … [Read more...] about 5 Tips for Saving Money on Your Car

  If you want to protect your financial health, it all boils down to the actions you take every day, or at least most days. Not everybody is lucky enough or smart enough to be financially healthy, so the best thing you can do is begin researching how to achieve it yourself now. The sooner you get into a position where you can be confident with your finances and … [Read more...] about 7 Everyday Things You Can Do To Protect Your Financial Health

  Life is full of uncertainties and it’s really difficult to predict the twists and turns. This is never more true when looked at from a financial point of view. It’s virtually impossible to predict when a possible personal financial crisis may occur. Everything seems hunky dory when your income is stable, but do you have contingencies in place should your income … [Read more...] about Smile with a Emergency Fund