Time to Save

Are we talking about budgeting nightmares? Never encounter  a major issue forcing you to strip your budget out of the way and work on that emergency , i want more money now! Working with a budget is not a easy walk in the park, organisation is key... Having a regular incoming paycheck,as a consultant, contractor or your own boss is certainly much better but not the case as we … [Read more...] about Budgeting Nightmares

Why the title Broke vs Budget? Difficult time in life are not a illusion, especially around money. How to do, if we don't have enough money just to stay current with the bills, the house ,the car and all the rest? See the breakdown on how it is possible to save on a really tight budget and even pay some debt at the same time. This is great but the magic word is: Commitment! … [Read more...] about Broke vs Budget

  Why you need a Emergency Fund ? We use this word all the time but do we know the real meaning of it (See below). There is so many situations that could occur in a blink of a eye, car repairs, house taxes, school tuition for the kids,unexpected bills and more. It is not always a easy task or option to have a emergency fund but let see what are the differents … [Read more...] about 5 Reasons you Need a Emergency Fund

  Money Saving Apps for Canadians in 2018! The Cellphone, one of the greatest piece of technology available today. Are we using our phone to save money ? What a question... This is the main topic of my article today and we should take the time to reflect on how those savings could help us, to have a quality cellphone, transfert extra cash to your bank account, … [Read more...] about Money Saving Apps for Canadians

  7 ways to save money today. It's that time of the year,where you have a big project laid out and need to find a way to save some money and not just save money but how to do it the right way. Don't want to start saving and after a month to quit because it was to difficult to accomplish or simple enough. See this simple but effective list of simple ways to save … [Read more...] about 7 Ways To Save Money Today