2019 is full steam ahead, pushing closer to us each and every day. Of course, the seasonal holidays have yet to conclude, but now can be a great time to start thinking about things you want to do more competently in the next year. 2018 has sure been a wonderful year and has plenty to offer, but now it’s time for us to reflect on how we’ve been throughout the course of that year, and how we’ve responded to events both good and bad.
We’re not here to suggest you tailor your social approach, your personality, or anything quite as patronizing or strange as that advice might be from any blog online. However, we can offer you advice regarding the things that matter, such as your financial situation. It might be that you’re struggling, perfectly stable, or have had your best financial year yet. No matter which of these categories you fall into, consider how 2019 might be better for your purse:
It might be that deciding to invest, even in small stocks, could be a stimulating and interesting use of your time. Finding an industry or category to invest in, such as crypto or even low-risk investments like those on the NYSE could potentially net you with a decent return over the years. Investing can be a fickle beast, but it’s not always as complex as made out. Learning some of the terminology, getting to grips with some of the tracking software and even using test money to bet on real stocks can help you get to grips with how to invest. Of course, this isn’t the only form of investment. You might decide to invest in something within your community, or simple understand how the process works. Even if you don’t invest much, or you never do it again, simply learning the process and gaining a respect for it can do wonders for your financial confidence.
Sometimes, the best decision you can make for your financial life is to adjust your living situation to best suit it. Do you keep track of your spending? How do you usually consider your bank statement? What bank opportunities and programs might you be missing out on? Might it be time to push forward to do that new side hustle you’ve been dreaming about?
It can also be that actually adjusting your living situation to best meet your needs can be a financial goal you want to keep. Looking for real estate you might love to purchase can be a goal for your savings, or can motivate a move with this in mind. Finances are never separate from our living situation, they are intrinsically interconnected. This means that tailoring both to suit each other can help you prosper in a much more fundamental sense, a way that you might not have been expecting.
Save the right way.
Why do we need to save?
- Purchase of a home
- Purchase a new car
- and so much more…
Why not do it in a way that is easy to implement that don’t break the bank.
One of the Key element with this system is to know , how much we are spending per month? How much we have left at the end and if we have anything left of course. No big deal, we will have system in place to help you and me control our money every month.
How this will help you?
By allowing you to track your spending ,using different label envelopes with a assign name for each of your monthly bills and spending categories. It will take some time to get use to the changes but once you do, it is a fun process because there is a special envelopes that you need to create in order to save money for… What i love to call: “Play money”!
Why not have some fun with money that you should not feel bad about, when you decide to get the latest pair of shoes you should feel great.
Follow the link to my article on how to use the envelope System and i do hope you will love this simple way to help you save money month after month.
Repair your Credit maybe?
Life could be so challenging that we end up in a bad situation forcing us to take drastic mesures.
Force to go in bankrupt mode or are so late on your creditors that your credit file is not looking so good lately. You may ask yourself, is there any way to fix my credit to help me restore my Fico score.
The only thing i could say is, take your time to analyze your situation first and understand your numbers. We get cut up sometime in the moment by some companies telling us they will fix everything, no problem madame or monsieur. Be aware, ask yourself the question, is it better to wait a year and have your financial situation in order. Insteas of taking the shortcut and destroy the small credit you have left.
I did layout some options that could help you restore your credit and finaly breath again.
==> Fix your CREDIT
With these simple financial goals you might make in 2019, you’ll absolutely have something to look forward to and work towards with diligence and optimism.
Be ready for 2019!
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