Balance Transfer Cards: The 0% APR Debt Hack Here's the math that makes most Canadians wince: a $9,400 credit card balance at 21.99% interest, paid at the minimum each month, can take well over a decade to clear — and the total interest paid can exceed the original debt. Month after month, most of your payment gets eaten by interest charges, while the balance barely moves. A … [Read more...] about Balance Transfer Cards: The 0% APR Debt Hack

